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Modern Office Building



ILG is active in all arenas of commercial lending. We accept all commercial property types including, gas stations, non profit organizations, churches, hospitality, retail, industrial, multi family, office, Daycares and industrial. 


Please see our main three commercial loan products below. Last updated on May 2022.


SBA- 7a and 504c 

Loan Amount: $150,000 - $5,000,000

Only commercial owner occupied properties considered 

LTV: up to 90% 

Loan Term: 20-25 years (P&I) Amortized at 20-25

Minimum credit requirement 620 

Turnaround time: 45-60 days 

Offered in 50 states 



Loan Amount: $250,000 - $10,000,000
Construction loans, renovation and A&D loans considered
Non-profit organizations and Church loans okay
All owner occupied and investment commercial properties considered
LTV: up to 85%
Loan Term: 3, 5, or 10 years (P&I)
Minimum credit requirement: 680
Turnaround time: 30-45 days
Offered in 50 states

Private Property

No Income Verification (NIV I, II, III)

(No Tax Return Required)

ILG NIV- I - Small Business and Investor loans 
Loan Amount: $150K- $3M    
Multi family, Automotive, Self Storage, Mixed Use, Commercial. Warehouse, Mobile Home Park, Single Family House, Condos                                                                  

LTV up to 75%

Loan Term: 30 years (P&I) fixed

Minimum Credit: 650

Turnaround time: 30-45 days  

Offered in 46 states

ILG NIV- II - Large Business and Investor loans

Loan Amount: $3M-$7M

Multi Family, Self Storage, Mixed Use, Commercial, Industrial, Warehouse Only 

LTV up to 70%

Loan Term: 3, 5, 10 years (P&I) fixed

Minimum Credit: Non-Recourse, No personal credit required

Turnaround time 45 days

Offered in 50 states

ILG NIV- III Fix and Flip

Loan Amount: $350K-$1M

Single family homes & Condos, 2-4 unit

LTV 70% on purchase, 100% on renovations

Loan Term 9 months construction, 24 months term

Minimum Credit: 650

Turnaround time: 45 days

Offered in 46 states.

ILG does not lend in the state of North and South Dakota, Minnesota, and New Hampshire

ILG Hard Money Program


Loan Amount: $150K-$2M

All investment and commercial property types considered

LTV up to 65% (pledged property okay)

Loan Term: 12-24 months (int only)

No minimum credit requirement

Turnaround time: 5-7 business days

Offered in Metro Atlanta only

No Income
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